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Member Benefits

Why Become a Member?

A credit union is much more than a typical bank. While a bank is owned by stockholders who are in the business to earn a healthy return on their investments, our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services for the under-served is an integral part of our mission. With membership open to persons who live, work, or attend school in, and businesses and other legal entities located in Kennebec County, we are committed to the credit union philosophy of “people helping people.” Become a Member for just $25 – and access a world of great financial benefits. To become a member of Winthrop Area FCU, you must open a savings account for $25.00. This makes you a member, which in turn allows you to enjoy the many benefits the Credit Union offers to its membership:
  • State-of-the-art banking services
  • Full range of financial packages
  • Competitive rates and low fees
  • Expert solutions for effectively managing your financial affairs
To open a savings account, please bring the following:
  • Photo ID
  • Social Security Number
  • Verification of physical address

Mission Statement

Your Credit Union promotes and provides quality products and personalized services for the benefit of its members and community through sound financial management.