207-377-2124
1-800-511-1120 (Toll Free)

Call Us

Join Now

Refinance with WAFCU

Get a rate as low as 5.50% APR
and a $250 Visa Gift Card!

Refinance with WAFCU

Get a rate
as low as
5.50% APR
and a $250
Visa Gift Card!

Get a rate as low as 5.75% APR and a $250 Visa Gift Card!

Auto Loans as low as
5.50% APR*

Learn More

Mortgages as low as
6.00% APR*

Learn More

Certificates as high as
4.18% APY*

Learn More

Auto Loans as low as
5.50% APR*

Learn More

Mortgages as low as
6.00% APR*

Learn More

Certificates as high as
4.18% APY*

Learn More

Apply online for a loan with WAFCU

Using our secure application system,
you can apply for a loan online.

This application portal
cannot be used to apply
for a mortgage loan.

I want to...

I want to apply for...

Tools & Calculators

WAFCU Loan Special

Refinance your Vehicle, Motorcycle, RV, Boat or ATV loan to WAFCU and get a rate as low as 5.50% APR and a $250.00 Visa® Gift Card!

Some Restrictions May Apply.
(APR-Annual Percentage Rate)

WAFCU Loan Special

Refinance your Vehicle, Motorcycle, RV, Boat or ATV loan to WAFCU and get a rate as low as 5.50% APR and a $250.00 Visa® Gift Card!

Some Restrictions May Apply.
(APR-Annual Percentage Rate)

Open or transfer an IRA with WAFCU

Visit our Retirement Central page for FAQ’s, Calculators, Planning Tools, and more.

News and Updates

winthrop area federal credit union drive thru in the fall

Fraud/Phishing Scam Information

March 15, 2024

Beware of ATM Fraud

March 15, 2024

A credit union is much more than a typical bank.

We are a not-for-profit cooperative financial institution owned by its members.

Much more than a typical bank.

We are a not-for-profit cooperative financial institution owned by its members.

Get in touch

Phone: (207) 377-2124
or 1-800-511-1120

Fax: (207) 377-2767

E-mail:
info@winthropcreditunion.org

Winthrop Area Federal Credit Union
Marion L. Healey Building
94 Highland Avenue / PO Box 55
Winthrop, Maine 04364

View location in Google Maps

Hours

Lobby:

Monday-Thurs: 8:30am – 5pm
Friday: 8:30am – 6pm
Saturday-Sunday: Closed

Drive-up:

Monday-Thurs: 7:30am – 5pm
Friday: 7:30am – 6pm
Saturday-Sunday: Closed

ATM:

24 Hours

View Holiday Hours

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This website is for informational purposes only and does not constitute a complete description of our products and services. Winthrop Area Federal Credit Union is not responsible for any inaccuracies, errors (including typographical errors) or omissions, or for the results obtained from the use of the site or the content herein. Winthrop Area Federal Credit Union does not provide and is not responsible for, the product, service, or overall website content available on third-party sites. Winthrop Area Federal Credit Union’s privacy policies do not apply to linked websites. You should consult the privacy disclosures on each third-party site for further information.