Temporary Remote Membership Onboarding Process
Because our online account opening platform is not yet available, the credit union will be utilizing a temporary remote onboarding process to accommodate prospective members within the expanded field of membership who may not have access to the branch. This interim process will remain in place until the fully digital account opening solution is implemented.
Collecting and verifying membership applications remotely:
Applicants must complete this fillable PDF membership application 
Membership Application (Fillable) and submit it via email or mail to the credit union. Each application must be accompanied by documentation necessary to verify identity and eligibility for membership, including:
- A copy of a valid government-issued photo ID
- Proof of address
- Social Security Number
- The required $25.00 minimum opening deposit for the Regular Share account
Credit union staff will review the completed application and supporting documentation to confirm the applicant’s identity and eligibility for membership prior to opening the account.
Funding initial deposits without an in-person visit:
The required minimum opening deposit for the Regular Share account may be submitted via mailed check along with the completed membership application. In addition, once membership eligibility and identity have been verified and the account has been established, the credit union can originate an ACH transfer from the applicant’s external financial institution to fund the new share account. ACH Authorization Form (Membership Deposit Payment)
Once membership is established and the initial deposit has been received and verified, the account will be opened, and the member will be notified of their account details, sent additional onboarding documentation for signatures, and provided with instructions for accessing additional services.
Contact Information:
If an applicant has any questions on this process, contact the Credit Union at 1-800-511-1120 or by emailing Membership@winthropcreditunion.org.
Mailing address for membership application documentation is:
Winthrop Area FCU, PO Box 55, Winthrop, ME 04364.
Email address is: Membership@winthropcreditunion.org
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