What does Winthrop Area Federal Credit Union do with your personal information?Â
Financial companies choose how they share your information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the products or services you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Credit history and credit score
For Mobile Banking we may collect:
• Camera
• Contacts
• Locations
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Winthrop Area Federal Credit Union chooses to share; and whether you can limit this sharing.
Who is providing this notice?
Winthrop Area Federal Credit Union
How does Winthrop Area Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you.
How does Winthrop Area Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes— information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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