Consumer Loans

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WAFCU Loan Special

If you refinance your Vehicle, Motorcycle, RV, Boat or ATV loan that you presently have with another financial institution with WAFCU, we’ll give you a rate as low as 5.75% APR and a $250.00 Visa® Gift Card!

Some Restrictions May Apply.
(APR-Annual Percentage Rate)

Please take note we will need your two most current paystubs or if you are self-employed, your last two years of tax returns with the return of your application.

Must be at least 3 months at current employer to qualify.

Click on the Document below to see our Current Loan Rates.

(Loan rates are based on a borrower’s credit score)

Consumer Loan Rates

Click on the links below to download WAFCU loan application forms:

Consumer Loan Application

Vehicle Information Sheet

Authorization for Loan Payoff

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for a Loan

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Loan Payment Calculators

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News and Updates

winthrop area federal credit union drive thru in the fall

Holiday Hours

December 3, 2024

Fraud/Phishing Scam Information

March 15, 2024

Beware of ATM Fraud

March 15, 2024

A credit union is much more than a typical bank.

We are a not-for-profit cooperative financial institution owned by its members.

Much more than a typical bank.

We are a not-for-profit cooperative financial institution owned by its members.

Get in touch

Phone: (207) 377-2124
or 1-800-511-1120

Fax: (207) 377-2767

E-mail:
[email protected]

Winthrop Area Federal Credit Union
Marion L. Healey Building
94 Highland Avenue / PO Box 55
Winthrop, Maine 04364

View location in Google Maps

Hours

Lobby:

Monday-Thurs: 8:30am – 5pm
Friday: 8:30am – 6pm
Saturday-Sunday: Closed

Drive-up:

Monday-Thurs: 7:30am – 5pm
Friday: 7:30am – 6pm
Saturday-Sunday: Closed

ATM:

24 Hours

View Holiday Hours

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This website is for informational purposes only and does not constitute a complete description of our products and services. Winthrop Area Federal Credit Union is not responsible for any inaccuracies, errors (including typographical errors) or omissions, or for the results obtained from the use of the site or the content herein. Winthrop Area Federal Credit Union does not provide and is not responsible for, the product, service, or overall website content available on third-party sites. Winthrop Area Federal Credit Union’s privacy policies do not apply to linked websites. You should consult the privacy disclosures on each third-party site for further information.