Why Become a Member?

A credit union is much more than a typical bank.
While a bank is owned by stockholders who are in the business to earn a healthy return on their investments, our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services for the under-served is an integral part of our mission. With membership open to anyone who lives, works or worships in Winthrop, Wayne, Manchester, Readfield, Mt. Vernon or Fayette, we are committed to the credit union philosophy of "people helping people."

Become a Member for just $25 - and access a world of great financial benefits. To become a member of Winthrop Area FCU, you must open a savings account for $25.00. This makes you a member, which in turn allows you to enjoy the many benefits the Credit Union offers to its membership:

• State-of-the-art banking services
• Full range of financial packages
• Competitive rates and low fees
• Expert solutions for effectively managing your financial affairs

Our Mission Statement:

Your Credit Union promotes and provides quality products and personalized services for the

benefit of its members and community through sound financial management.